Reasons to Choose SBI Simply Click Credit Card

SBI Simply Click Credit Card is an entry-level card that is very beneficial for online users. By using this card users can earn a good amount of rewards and benefit from all spending with extra earnings on online spending and even better rewards with SBI exclusive partner. It is the best-suited card for users who are looking for the best rewards points with a low annual fee. But if you want value back on online shopping then a cash back card would be better. SBI Simply Click Credit card is an affordable card with an annual fee of INR 499, providing contactless payments which is acceptable globally.

SBI Simply Credit Card Fees 

Every credit card comes with different features & terms and conditions, which include its reward programs, charges like annual fees, interest rates, cash advance fees, and many more things. The following are the fees of the Simply Click SBI Card:

• The annual fee for a Simply Click credit card is INR 499 plus taxes. You can get annual fees waived if you spend INR 1 lakh on the previous anniversary year.
• The interest rate on this card is 3.5% monthly which comes out to be 42% annually.
• The foreign currency markup fee on the Simply Click SBI Credit Card is 3.5% of the total transaction amount. This fee is only charged when the user does transactions in foreign currency using a SBI Credit card.
• The cash advance fee on this credit card is 2.5% of the transaction amount, subject to a minimum of INR 500. This fee is charged only when the user withdraws some cash from the SBI Credit card.

SBI Credit Card Eligibility Criteria 

Every credit card has its eligibility criteria which are to be fulfilled by the customer. Factors like age, income, and credit score affect your eligibility. Following is the eligibility criteria for SBI Simply Click Credit Card –

Documents Required For SBI Simply Click Credit Card 

The documents that are required to be submitted at the time of applying for eligibility for the SBI Simply Credit Card –

• Pan Card
• Address Proof – Aadhar Card, Utility Bills, Ration Card, Passport, etc.
• Income Proof – the latest three months’ salary slips, the latest three months’ bank statement, or the latest audited financial report.

How to Apply SBI Simply Click Credit Card Online?

You can apply for an SBI Simply credit card both online as well as offline. To apply offline, you have to physically visit the SBI Branch and fill out the form for SBI Simply Click credit card. To fill out the form online you have to visit the official website of SBI and follow the mentioned steps below –

• Click on the Apply Now button on this page
• Add your details
• Your application will be submitted

SBI Simply Click Features and Benefits 

The SBI Simply credit card is very basic at the same time very desirable credit card in the market. It comes with several exciting benefits and rewards, such as welcome bonus, reward programs, milestone benefits, etc. The following are the benefits and features of this credit card:

• Welcome Benefit –

• You will get an Amazon voucher worth INR 500 as a welcome gift on the realization of the card membership fee.

• The voucher code will be sent to your registered mobile number within 30 days of payment of joining fees.
• The gift voucher will be valid for up to 12 months from the actual date.

• SBI Simply Click Credit Card Milestone Benefits 

• The user will get e voucher of INR 2000 from the clear trip if he spends INR 1 lakh annually.
• The user will again get e voucher of INR 2000 if he spends INR 2 lakh annually.
• The renewal membership fee of the user will be waived if he spends INR 1 lakh in the previous year.

• Fuel Surcharge Waiver Benefit – A 1 % fuel surcharge will be waived if a transaction is made between INR 500 to INR 3000 (max benefit of INR 100 per month).

• Zero Liability Protection – SBI Card has zero liability with SBI Click credit card, according to which a user will not be liable for any fraudulent transactions in case his/her card is stolen.

 Why SBI Simply Click Credit Card?

SBI Click credit card is a very basic card at the same time having more benefits for online shopping as compared to any other card in the market. However, if you are looking for a cash-back card then other options are available in the market at the same fee range. The advantage that the SBI Simply Click credit card has over other credit cards is its eligibility terms. The minimum income requirement of the customer for eligibility is low as compared to the other credit cards.

How to Check SBI Simply Click Credit Card Application Status?

If you have already applied for SBI Simply Credit Card then you can see the status of the application following the steps mentioned below –

• The user first has to visit the SBI official website.
• Then has to click on the “Credit Card” option.
• Scroll down to the bottom the user will see the “Track Application” option. Click on that
• Enter the application number that was sent to your registered mobile number and click on ‘Track.’
• The status of your card application will be there on your screen in seconds.

SBI Simply Click Credit Card Bill Payment –

SBI Credit Card Payment can be done through various methods. Following are the different ways to make your SBI Simply Click Credit Card bill payment:

• You can pay your credit card bill through the YONO app, for the same you have to download the app and then log in to it. Then link your credit card with it then you will be easily able to make the bill payment.
• The SBI Bill desk is another easy way to make your credit card bill payment.